Sample of High School Parent Essay Catholic

Sample of High School Parent Essay CatholicThe sample of high school parent essay Catholic is a guide to writing well. Parents are always in search of ways to help their children prepare for life, especially college and the work force. In this age of great technology, more people use the Internet to research topics for their essays and personal statements.'Waldo,' by Lawrence Durrell, features a description of the difficulties of parenting a child on the cusp of adulthood, when he is still working to get his dad's road and living without a family. It offers many ideas for using the Internet to help write an essay that will be read and remembered. It encourages parents to learn to be creative and innovative and to work with a group to come up with solutions that will benefit their child.In our increasingly technological society, we are constantly exposed to materials that are designed to teach the skills of writing in many formats, including traditional education. Nevertheless, there is a growing tendency to be 'back to the basics' when it comes to the personal statement or essay, at least in high school. A parent can use the sample of high school parent essay Catholic to help them bring a new idea to the table when they are faced with a large project.Not only do parents have to deal with their children's increasing demands on their time, but with the increasing rate of computer technology. The advantage of 'doing it yourself' is that you can use software to help you complete your tasks and you don't have to go back to school to look for help. It gives you time to pursue other pursuits, like sports or schoolwork.When the samples of high school parent essay Catholic were written, a very common problem was problems with spelling. This was not unusual in the early 20th century, when the Internet was new and its spelling system unfamiliar. Most people still relied on the method of use that is still used today, which is to use an online spell checker, which is access ible on a PC or laptop. However, in today's world, it is easy to get online and find such a spell checker and to use it with just a few clicks.One of the most common ways to help with spelling is to use online periodicals or journals, which contain a word or phrase in a special font. This is where the 'online spell checker' comes in. Once you have learned to use the online spell checker, you can pick up a daily dose of tips and ideas for using it for spelling and for grammar as well.At this point, I would suggest that parents use these materials regularly, even though they are for the personal writing of their children, even if they start young. The parent can also use these materials to provide a basis for class discussions that might occur at times when the children need time out. There are many different approaches to preparing for writing and discussing essay topics in a classroom setting, but the method of using a sample of high school parent essay Catholic will be very familia r to many teachers.I strongly encourage parents to take advantage of this sample of high school parent essay Catholic to provide their children with the tools that they need to prepare for the future. They may not all have college scholarships, but parents who keep up to date with the current technology can help their children find ways to market themselves, use the Internet to work and help improve writing skills.

Interest-Free Banking and Islamic Banking in Nigeria free essay sample

Interest-free Banking and Islamic Banking in Nigeria By: Salim Salihu Muhammed Nigeria’s quest for a virile banking reform had led to the adoption of several policies and strategies that would truly give the nation’s economy an edge towards growth and sustainability. No doubt, the bail outs of â€Å"failed banks† and the acquisition of toxic assets from bad banks’ books did saved the economy and Nigerians to a large extent from such kind of economic blows suffered in the Scandinavian banking crises.Without minding words as a follow up to an earlier publication, Zero Interest Banking in Nigeria: Identifying a Sustainable Module, I still emphasis on the identification of an achievable element for an Interest-free Banking System as well as supporting it to its plausible fullest, rather than introducing religious sentiments or interest that could harm the Nigerian financial sector. Less I forget in a hurry, do the Nigeria’s economic policy fault finders understand what Interest-free Banking entails? It is true that the Central Bank of Nigeria (CBN) had emphasized on its readiness to establish or give licence to banks wishing to operate Interest-free Banking system (which is popularly known by many as Islamic Banking because of its tandem with Islamic jurisdictions and beliefs that prevent dealings in interest (Riba) or usury). We will write a custom essay sample on Interest-Free Banking and Islamic Banking in Nigeria or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page It is also true that the Apex Bank has the jurisdiction, as provided in its Act to allow such financial or banking practice; but what should not be seen as true is the perceivers’ believe that the CBN’s policy was meant to enforce Islam or Shari’ah on Nigerians or construed as a personal agenda of the Apex Bank’s Chief. For the avoidance of doubts, as it were with conventional commercial banks, Interest-free banking system has its inherent pros and cons which affects the Muslims and non-Muslims alike.A first glance of how Interest-free banking system operates could set a pace of reasonable understanding to its fault finders. The bank is operated by, and has Muslims and non-Muslims customers; its lending principle is based on the belief that the provider of capital and the user of capital should equally share the risk of business ventures. Translated into banking terms, the depositor, the bank and the borrower should all share the risks and the rewards of f inancing business ventures.However, Nigeria as well as any other country wishing to practice Interest-free banking system may design a module that fit its economy, so far that its applications does not go contrary to the Islamic jurisdictions of Riba or interest, the use of money and capital; and also, identify the key challenges facing the model such as the dearth of knowledge, skills and technical capacity to regulate, supervise, or operate non interest banks. Also, higher quality personnel with experience in project management and Islamic jurisprudence are required for financing and marketing activities.Interestingly, the flexible nature of Islamic finance provides enormous opportunities; it has positive and far-reaching impact for the Nigerian economy. The interest-free banking principle in Islam allows only one kind of loan and that is qard-el-hassan (literally good loan) whereby the lender does not charge any interest or additional amount over the money lent. In conventional terms, it means a bank will not change interest on loan or stipulate a certain amount to be paid back together with the loan given. What is more?The lender (the bank) also shares in the profits or losses arising out of the enterprise for which the money was lent. Islam encourages the economy of wealth redistribution; customers (Depositors) are thus encouraged to invest their money and to become partners in order to share profits and risks in the business instead o f becoming creditors. This is unlike the interest-based commercial banking system, where all the pressure is on the borrower: he must pay back his loan, with the agreed interest, regardless of the success or failure of his venture. The present day multi-rich Nigerians can hoard money, thereby limiting or eliminating the purchasing power of money. This practice have negatively marred the efforts at keeping inflation at bay, as this idle money are not utilized in economic events that could improve the country’s Gross Domestic Product (GDP) over time. Under the Islamic Banking system, human effort, initiative, and risk involved in a productive venture are more important than the money used to finance it. Customers are encouraged to purchase and are discouraged from keeping money idle so that, for instance, hoarding money is regarded as being unacceptable.This purchasing power (money) cannot be used to make more purchasing power (money) without undergoing the intermediate step of it being used for the purchase of goods and services. Although the system encourages customer to purchase, it also prohibits or discourage investment in practices and products that are considered forbidden. The Apex Bank could make policies for the financial system and operators, as much as it is provided by enabling laws, the country’s Constitution, the Bank and Other Financial Institutions Act (BOFIA) and other relevant financial laws. We must understand that the country’s Assembly need not pass a bill for the proposed banking system (Interest-free banking), which is a product of CBN, to take effect if the listed legal provisions and other careful indices are put in place to make the system meet the economic objective for which it is meant for. All that is needed is a careful and extensive capacity building through collaboration among various stakeholders to develop cognate expertise in non-interest banking, development of an adequate regulatory and supervisory framework for the effective operation of non-interest banking in Nigeria.As it stands, it is fair to say that Interest-free banking system and Islamic banking system refers to the same policy as they operates in line to the provisions and jurisdictions of the Islamic Shari’ah system; nevertheless, it does not connotes a means of enthroning control over the sovereignty of Nigeria but a mere banking policy aimed at salvaging the country’s financial system as seen to be practiced in the United Kingdom, America and parts of Europe. In many countries where series of financial crisis had led to the implementation of monetary and financial policies, the adoption of an Interest-free regime was considered.London is the leading Islamic banking centre in the West, HSBC, Lloyds TSB, and Citigroup have opened Islamic banking units and branches throughout England. Middle Eastern Islamic banks have also set up shop in the United Kingdom (UK). These banks also targeted non-Muslims with the message that their services are ethically superior to those of the West, pushing the idea that interest – and capitalism – is unethical and should be replaced in Europe by the Islamic financial model; patronage by non-Muslims have received a continuous increase in the UK. Wasn’t England the birthplace of the Industrial Revolution and creator of the common law, the most successful and equitable legal system in history? One thing I must emphasis here is, any bank, be it Islamic or conventional, risks running losses if it does not charge some form of interest; Islamic banks circumvent this danger by extending a type of Islamic â€Å"credit† that shifts risk to the borrower in a manner similar to interest. In the UK Islamic Banking model, the banks’ Shari’ah boards legitimate the charges by renaming them â€Å"commissions† or â€Å"profits. Some of us could be wondering why Islamic banks could remain profitable – or ideologically influential – if they complied with the Qur’anic injunction again interest. An Islamic bank is no different. It must partake in the money creation business. And it must therefore fix its financial rate of return at the outset in most of its business. Thats why Islamic bank ing cannot succeed in being Islamic, at least, not in the way that we understand the terms â€Å"banking† and â€Å"Islamic† today. Islamic finance is not a product to be offered to a niche market. It is a system. It must be promoted and implemented as a system as did the UK. Nigeria could buy from the West, especially with the United States’ strategy in understanding the system and how US Deputy Secretary of the Treasury Robert M. Kimmitt showed the world that the U. S. was interested in learning more about Islamic finance through holding an Islamic Finance 101 course in Washington to educate government officials on its ins and outs. Whatever the system that the Apex Bank deems fit to aid in strengthening the banking reforms, it is left for the customers and Nigerians to decide on which financial product to explore. As it stands today with Nigeria’s conventional banks increasing minimum cash balance in savings (deposit) accounts to N25,000. 00 and thereabout, the Islamic Banking could be a succour towards Sustaining Competition in Banking Reforms for a surviving economy whose average citizens earns far less than N18. 000. 00 per month. Salim Salihu Muhammed [emailprotected] com

The Liberal Party of Canada essays

The Liberal Party of Canada essays What does the Liberal Party have to offer to Canadians? In the fall of 2002 Jean Chrtien, Prime Mister and leader of the Liberal Party announced that he was planning to step down. The catch was he was going to step down after he had tidied up Canada. In the Speech of the Throne he set numerous goals, to accomplish before his resignation. His three main goals were to modernize health care, boost funding to the military and ratify the Kyoto Protocol. Chrtien and the Liberals offer an active and positive change and an increase in spending on important issues. Chrtiens first initiative is to ratify the Kyoto Protocol. The Kyoto Protocol calls for a dramatic reduction of smog emissions. All Chrtien is asking for is for Canadians to insulate their homes, change their driving habits and turn off the lights when they leave the room. His suggestion for improvements on cars was to use gasohol which burns more slowly, coolly, and completely. This results in reduced emissions of carbon dioxide and other emissions. Vehicles with a hybrid engine are another alternative; they run half on gas and half on electricity and are self charging. Solar powered houses can even make money for you if you can generate more power than you use. Home owners can switch to halogen or fluorescent light bulbs, turn off their VCRs, use front load washing machines and insulate their windows. As encouragement some provincial governments have issued rewards for home owners who can cut their emissions. Also the federal government is offering compensation to busine sses that are hurt the most. These small things will help Canada reduce its emissions. Chrtien has so far been known to cut funding in the military. He has cut a lot of funding and transferred it to other departments. Meanwhile the number of missions has almost tripled. Between 1990 and 2002 Canadas military has had 79 missions, yet in the 41 y...

Second Personal Statement Example | Topics and Well Written Essays - 250 words

Second - Personal Statement Example His parents took him to there. After just a week, Tom was able to perfectly create some unique designs using his laptop. With patience, the college teachers helped Tom to expand his skills and knowledge. It did not take long, when tom started creating several designs. Within a year, Tom was designing very effective program like Photoshop and illustrator. After his college time, Tom took his time and embarked on a mission to create variety of programs that he hoped to market in foreign countries. Tom’s dream came true. Within a period of four months after college, he succeeded to create two effective programs i.e. a Photoshop and an illustrator. These two programs he had created opened his ways. He contacted a very popular company in our city which agreed to adopt his illustrator program in their operations. Later after sealing that deal, Tom embarked on a mission to achieve his dream of marketing his work in foreign countries. He contacted Lam Tra Company in UAE and shared his work with them. This has given Tom who was initially a cripple, an international reputation. When I learned of Tom’s success last summer when I visited them, I felt ashamed. I began working on my talents .I joined my sister and his friend who had started a new company, and they were working on their first cartoon project. They allowed me to serve as a marketing manager, a role I have played perfectly since my first day of

Oil Taxes Essay Example | Topics and Well Written Essays - 3750 words

Oil Taxes - Essay Example Crude oil, as the raw material in the world market has effected changes that have affected the economic stability of countries. While price changes has its usual negative implications, adverse supply shocks unexpectedly has created a critical scenario in the reduced aggregate supply in the world oil market thereby increasing its prices. In the early 70's, OPEC's control and reduction of oil prices according to Mankiw(1998)1 has aroused the world oil price instantly that has resulted to double-digit inflation and high unemployment rates. The changing prices of crude oil have its usual implications on the economy that often results to a world oil crisis. At the moment, the world is witnessing a major oil crisis with the current war in Iraq and the ensuing conflict with the other large oil producing countries in the Middle East. It is startling to note that material changes in the price of oil can rapidly cascade to the whole economy thereby affecting the price structures of consumer go ods and services. The United States, as the highest consumer of the world's oil stands at the loosing end thereby carefully fielding studies to convince the Gulf and Europe to limit their cuts. Former US Energy Secretary Richardson2(2000)has suggested in a new measure to limit the drastic impact on world economic slowdown by discussing the relationship between the world oil price market and the heavy taxation imposed by the government of oil-producing countries on oil production. According to OPEC, the barrel of refined oil has been split in to three; crude oil price, industry margin and taxes. Governments who share the bulk of the profit are thereby enjoined to seriously observe their tax policies and exact measures to alleviate the prices of this main commodity. Mineral Taxation around the World The current moves to effective globalization aims to de-emphasize high tax rate, tie tax rate to additional profit or impose low but flat tax on all activities. Abu Dhabi, Dubai, Tunisia and Venezuela that have similar high tax rate do not share in production, while Qatar, Egypt, Yemen and Argentina that share in production have tax rate ranging from 0-40%.73 Most of these countries have done away with royalty while others have rates ranging from 1-12%, which is based on the sliding scale tied to production. Let us look into the different taxation measures imposed by Azerbaijan and Kazakhstan, two minor oil producers who have every potential for economic gains and their implementation of tax reforms. As international capital flows are guided by the prevailing fiscal regimes, there is a need for achieving some degree of harmonization. In this context, it is important to know what types of taxes can be expected on the oil sector industry. The dual nature further imposed on oil and gas as a special character of the mineral sector on other countries has equated the dual role of the government leading to the dilemma of whether taxation should be different in the mining sector and general system in terms of rate structure and administration. Taxes of general application may not always be suitable for mineral companies involving higher capital intensity and long-gestation lags. Further, it is difficult to prejudge whether the exemption of the mineral companies from

Significance of the study Essay Example for Free

Significance of the study Essay Using a help desk management software leads to the increase in efficiency in operation as it allows for the solution of some of the redundant issues over call. This has the effect of reducing traveling costs and man-hour billing to field engineers as they go to customer sites. Research Question The purpose of this research is to determine whether purchasing COTS or building a service desk tracking application is best for the automation and tracking of the GovComm, Inc. Engineering Support Services’ Helpdesk. To answer this question, this research must explore: ? The entities of GovComm, Inc. Engineering Support Services’ Helpdesk ? Based on advantages and disadvantages, which qualities of each configuration best adhere to Engineering Support Services automation and asset tracking; ? If these applications fulfill stakeholders requirements Design and Methodology This research is qualitative, drawing mostly from a review of the literature on the subject of Helpdesk/support desk tracking applications and the battle of building versus buying to determine which application structure provides efficient asset tracking, failure notification, and metrics collection. GovComm, Inc.’s Engineering Support Services will be reviewed to discover details that might affect the factors that will contribute to the decision of choosing build or buy. From the review of the internal workings of GovComm, Inc. ’s Engineering Support Services a decision will be made upon comparison with the inherent nature of the two systems of implementation. Chapter 2 Literature Review Automated office systems support (AOSS) is a model made up of teams of technicians in computer who are charged with the responsibility of providing a variety of support activities in a desktop computer environment and area networks for any organization. To ensure the provision of high quality services and products, each of these teams must follow the processes, standard and procedures. A process referred to as quality assurances is used in monitoring and evaluation of the level of adherence to the procedures processes and standard in a bid to determine the potential quality that the product will attain. Therefore, QA involves review and audit of the services and activities as a means of verification of their compliance with the relevant procedures and standards so as to assure the appropriate results are seen. The question of whether to buy or build an AOSS is one of the very complex decisions that an organization has to deal with in its daily activities. It is in deed a perpetual dilemma for the organizations that are contemplating on automating their office activities. Buying implies purchasing an off-shelf Automated office systems support that are produced in mass by some software company, more often multinationals (Leopoldo, 1999). The products typically contain contents that are not unique to a particular organizations or user population needs. Moreover, it is the general trend in the software industry to create new softwares that do no conflict with the existing and thus the technology can be implemented without conflict with the existing systems. Build imply the creation of Automated office systems support from scratch (Leopoldo, 1999). Therefore, the process of building requires the determination of the organizational needs, the data and information nature and needs of the organization, design of the system an the actual implementation of the system. The process of building may and often include testing the end product to ensure that its functionality are as per the objectives that acted as the basis for its formulation (Leopoldo, 1999). A decision to buy or build a Automated office systems support may seem to be complex but in reality it can be reduced to three considerations: Resources, Needs and uniqueness. The organization must clearly determine its needs and wants before a decision is made, this may involve identification of features which are critical in meeting the organizations needs. In determination of the organizational needs they must consider the following:? Organizational objectives ? Skills ? Information needs ? Culture ? Corporate direction. Meeting all the needs is an impossible event and therefore setting priorities is inevitable. Resources Resource as a factor is one that many organizations and individual would quickly jump at an opportunity to ignore. However, examination of resources is a very important aspect to the development agenda. Moreover, many organizations make the mistake of viewing resource in the monetary dimension only. Although money as a resource is quite critical, two other pieces; time and personnel, need to be considered to complete the puzzle (Shrapre, 1999). Time When taken in the context of either building or buying a Automated office systems support, time takes the following into account: ? The time that will taken in decision making. ? The developmental time of the Automated office systems support including the time taken in testing. ? The time taken in rolling out the Automated office systems support or implement it within the organization. Analysis of organizations against the three time variables helps in the determination of the importance of time in deciding whether to buy or build.

Projectery :: essays research papers

Projectery Diagram Method The A3 sheet of white paper was attached to the board, with drawing pins, and the board was placed underneath a book, to put it on a slight incline. Using a protractor, lines were drawn on as a guide for where to line up the marble. The lines were drawn at 30 O, all the way to 70 O, at 5O intervals. A runner was needed to drop the marble down to the inclined board. A piece of card was used, that was bent in half to create a runway. Wherever the marble went off the board, was marked. The result was confirmed by measuring from the point the marble was thrown to the point it fell of the board. We produced the test a couple of times to find the best results. Results Angle  Ã‚  Ã‚  Ã‚  Ã‚  Range (cm) 30 O  Ã‚  Ã‚  Ã‚  Ã‚  24.3 35 O  Ã‚  Ã‚  Ã‚  Ã‚  25.9 40 O  Ã‚  Ã‚  Ã‚  Ã‚  26.6 45 O  Ã‚  Ã‚  Ã‚  Ã‚  27.0 50 O  Ã‚  Ã‚  Ã‚  Ã‚  27.8 55 O  Ã‚  Ã‚  Ã‚  Ã‚  26.8 60 O  Ã‚  Ã‚  Ã‚  Ã‚  24.6 65 O  Ã‚  Ã‚  Ã‚  Ã‚  20.6 70 O  Ã‚  Ã‚  Ã‚  Ã‚  18.2 Conclusion Prediction: At 45 degrees the marble will travel the longest. At 45 O the vertical velocity and the horizontal velocity are the same. Example: In the vertical direction the object decelerates at 10ms-2(approx). It will take exactly 1 second for it to reach its maximum height. This is because of the following. 10ms-2 means every second velocity decreases by 10ms-1. It will take half a second to decrease by 5ms-1. Therefore, 5/10 = 0.5, Decrease in velocity / deceleration. 2 x 0.5 = 1second. During this one second, the object will travel a horizontal distance. Range = horizontal velocity x time = 5 x 1 = 5m The experiment that has been undertaken here has gone slightly off course simply because of the prediction being 45 O. This experiment has shown that it reached its height at 60 O, which could have been interrupted by several things. The things that could have altered the final results are the following: The runway may not have been perfectly on level with the lines of angle. The board wasn’t at same height. The speed of movement at the beginning from the marble. The runway wasn’t steady. The runway may have been at different heights. To produce a fairer test, an average could have been taken, or a more suitable runway. I believe that a bigger board and easier lines to follow would have made it much easier and more accurate. How applied to sport? Projectery is used in almost every sport, e.g. Javelin: When throwing the javelin. Shot put: When throwing the shot put. Football: When kicking the ball. Projectery is used in sport as many use this to judge the best way to be able to get the distance that they want.